Canadian Real Estate Association (CREA) Agrees to Competition Bureau Rule Changes

A long and drawn out battle between the Canadian Real Estate Association (CREA) and the federal competition bureau has ended. The competition bureau has long accused CREA, who owns the Multiple Listing Service, of maintaining a monopoly by limiting access to the MLS to full service real estate companies.

The rules have now ‘changed’. Under the new regime, Canadian home sellers will still have to retain the services of a realtor to list on th MLS but will be able to do so for a flat fee. The CREA has agreed not to deny or discriminate against realtors who offer only posting services. As far as I can tell, this is nothing new – discount brokers have been listing properties on the MLS for years??

As a realtor, I am all in favour of al a carte services for home sellers; the industry has long had ‘no standard fee’. My opinion is that the ‘general’ fee that is charged to the seller (7% of the 1st $ 100,000 and between 2.5 to 3% of the balance) has been arrived at by the action of the free market. The seller understands that approximately half of this fee will go to another agent for bringing in a qualified buyer.  The buyers agent is prepared to put in the effort to help clients find a home because they get paid a commission to do it. This makes for an efficient market, too efficient apparently.

In Canada, around 90% of successful real estate sales happen via the MLS system and there’s good reason for that. Once again I fully support a la carte services where consumers can choose what they want to pay for. These days we have access to discount everything, cars, food, stock trades and even legal services. Why should real estate be any different? The answer is it shouldn’t. That being said, consumers must clearly understand the inter-connectedness of service and value.

As far as I can see, the real estate mls modus operandi is not about to change anytime soon. The MLS system works because it provides value to Canadian home sellers and buyers. Those that want to ‘take advantage’ of the MLS but don’t want to pay for it are going to be sorely disillusioned – but then that’s discounting, you get what you pay for.

On the topic of monopolies I wonder whether Melanie Aitken and her team are planning on taking a look at fatcat ICBC’s position in the Canadian market place? Oh no wait, they’re federal aren’t they, that would be a conflict of interest……

I am a Vancouver realtor and mortgage broker who has been in the real estate industry for 12 years.  My formal education includes a Bachelor’s of Commerce from the University of Natal and a diploma in Urban Land Economics from UBC

I enjoy many outdoor pursuits such as fishing, surfing, kayaking, windsurfing and camping.

Vancouver is a great place to live!

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Protect Your Rights With Help From An Attorney

Are you in need of the help of a skilled attorney? Are you wondering what can be done to locate a lawyer that meets the needs you have? This article is full of helpful hints to assist you in your search.

If you’re a defendant of any serious crime, you are going to need a good lawyer. You should avoid saying anything personal to your lawyer because this could cause you to harm your chances of winning. In addition, you might accidentally break the law. Lawyers maintain the experience that is necessary to deal with your issue.

You might be surprised to learn that anything shared between you and your lawyer is strictly confidential. This means that you cannot have anything that you share about yourself be used against you. For example, if you’re running a company, that lawyer can’t give any information about your case to a competitor.

Understand your spending limits. Make sure you have plenty to cover the costs. Look into the fee structures of each lawyer you contemplate hiring. If they know your budget and your goals, then they can better decide if they can help you with your legal issues. Understand what cost overruns are potentially there.

When interviewing lawyers, ask them a lot of questions. During a first meeting, the lawyer must demonstrate a willingness to address your concerns, even if you are not being charged for it. Their responsibility is to make you as comfortable as possible with their experience and knowledge. When you’re not, keep searching.

Try using lawyer referral services. They can assist you in locating excellent lawyers. While they can vary in quality, these companies will carefully screen attorneys, listing only those who have experience and meet specific qualifications. There are those that list good lawyers based upon whether or not a lawyer maintains liability insurance per state bar standards. Look at their qualifications to pick the referral service that works best for you.

Make sure you communicate well with your lawyer. When a deadline looms, give your attorney everything and anything that is needed. This can make a positive difference in your case.

Be sure that you are completely comfortable with the attorney whom you choose to hire. Good lawyers are wise when it comes to the law but are also skilled with people. If your attorney fails to do so, you may need to look elsewhere.

Yes you can find local lawyers using online services, but don’t think that this means these lawyers are well vetted. Instead, research several different lawyers; then, meet with them before choosing which one you will hire.

Keep in mind that lawyers cannot always work miracles. If your lawyer claims you are guaranteed to win your case, then this is a red flag that you should avoid him or her. With court battles, nothing is a given, so try to avoid lawyers who say this.

When searching for a perfect lawyer, use the Internet. Almost all lawyers have websites these days. Look through the official website of the firm to see how professional it looks. An amateur website is a signal of an amateur lawyer.

You can always get a different second opinion if you feel your lawyer isn’t doing the best job. It can be pricy to change legal council mid-stream, so make sure you know what you are doing. Therefore, before you make a decision whether or not to keep your lawyer, ask for a second opinion.

Gather information about your lawyer’s educational background. This shouldn’t be the only factor, but it is important. If he went to a good school, he likely had tougher courses and he had to work harder for his degree. While it is possible to graduate from a less-than adequate school and still become a great lawyer, this information is important to consider.

Never hire a lawyer without having personally met him/her first. Meeting your lawyer in person will give you a better idea if they are going to be a good fit or not. Hiring a lawyer sight unseen can be a big mistake. Meeting will let you build a relationship too.

A great lawyer can give you peace of mind. Now that you have more information, you can set out to find the right attorney. Keep the ideas and tips you’ve read here in the front of your mind as you go about the selection process.

Posted in Law

Wills and Estate Planning: Key Questions Every Couple Should Privately Discuss

Joyce and Sam have been married eight years, have two minor children, and work hard every day to build a strong family and a financial future that offers some hope. They know that they should protect their family against the unthinkable – an untimely death or disability. They have many questions and very few answers.

• Do we really need an estate plan? Won’t a basic will do the job?

• Do we have to use a lawyer? Should we use a lawyer?

• What happens if one of us dies suddenly?

• Do we need life insurance? If so, how much? And what kind?

• What if one of us is a poor money manager?

• What if I die and my spouse remarries?

• What about the kids if we are both gone?

• What trust structure option best fits our kids or our grandkids?

• What about trustees and guardians? What are their roles? How do we pick them?

• What should be our kids’ age of inheritance – when they get their inheritance with no strings attached?

• Should our planning look beyond our immediate family – to outsiders or charity?

• Should we be concerned about death taxes?

• What is probate? Like so many, should we try to avoid it? If so, how?

• Who should run the show if death strikes? How can we make the job easier?

• How can we personalize our plan for kids and grandkids?

• How can we plan for a serious incapacity?

The problem is that Sam and Joyce just don’t know enough to meaningfully discuss these questions. They lack core knowledge.

Core knowledge pays off big in these situations. For those drawn to self-help services, it provides an essential foundation for tackling the planning challenge and compensating for the limitations of their self-help program (they all have them). For individuals who desire quality professional help, it makes it easy to spot the phonies – those professionals who suffer from a blind incompetence that precludes anything better than the self-help stuff.

But most importantly, core knowledge makes it possible for any individual to actively participate in the planning process and to ensure that smart decisions are made and the job is done right. And all along the way, the individual’s knowledge base and confidence will continually grow. So for Sam, Joyce, and most other couples, the threshold challenge is to obtain relevant, quality core knowledge through the most convenient, easy-to-understand means available.

PlainTalk Planning, has released a new website ( that offers a plainspoken 64-minute video and easy-to-use educational tools that prepare a couple to privately discuss these key questions and make important decisions to protect their family.

Dwight Drake is an experienced planning lawyer, business owner, and law professor at the University of Washington School of Law. He authors an educational service ( and a blog ( For details on his program on wills and estate planning, go to

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Family Law: What Divorces and Adoptions Entail

Getting married is a big event in a person’s life. Aside from the celebration and emotions involved, there are also legal matters involved. There are laws that surround marriage. When a couple is united, they have to deal with these legal matters. If things do not work out, a married couple also has to deal with the legalities of separation. For example, they can seek the assistance of a divorce lawyer Utah locals trust.

Divorce is the termination of a marriage. It cancels the legal duties and responsibilities involved in marriage. Unlike an annulment which declares a marriage null and void, divorce dissolves the bonds of matrimony between two people. When a couple wants to get a divorce, they may have to deal with other issues like child custody and support, spousal support, division of property, and others. A good divorce lawyer is one who can help his clients throughout this tedious process.

Divorce laws may vary in different jurisdictions, but there are said to be two basic approaches. One is fault based, and the other is no-fault based. An at-fault divorce requires one party to present proof that the other party has committed an act that violates marriage laws. A no-fault divorce, on the other hand, allows a party to end a marriage, and no proof of fault is required. A no-fault divorce can be requested by one party only, or by both parties. Whatever kind of divorce a couple is going through, a good Utah divorce attorney can be trusted to offer his skills and knowledge.

Marriage unites two people, and this begins their life together. Married people, of course, would want to start a family, so they have children. However, a lot of couples are unable to produce children, so they opt for adoption. Infertility is one of the main reasons why couples choose to adopt children. If a couple wants to adopt, they can ask assistance from adoption lawyers. Adopting a child entails a lot of legal issues as well, so it is important that a couple gets a good lawyer to help them.

Adoption permanently shifts all rights and responsibilities from the original parents of the child. Since there are also laws that protect children, adoption laws also take into consideration whether the people who want to adopt are capable of providing proper care for a child.

An adoption attorney Utah has provides his clients with good representation; he does his best to make the process successful. Both divorce and adoption are complicated processes; they entail both legalities and emotions. These lawyers help their clients get through these difficult and complex times.

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Family Law: What Divorces and Adoptions Necessitate

Marriage is a big event in a person’s life. Aside from the celebration and emotions involved, you will also find legal matters which have to be taken care of. When a couple is united, they have to cope with these legal matters. If things sadly do not work out, a married couple also has to cope with the legalities of separation. For instance, they can seek the assistance of a divorce lawyer Utah locals trust.

Divorce is the termination of a marriage. It cancels the legal duties and responsibilities involved in marriage. Unlike an annulment which declares a marriage null and void, divorce dissolves the bonds of matrimony in between two people. When a couple wants to get a divorce, they may need to deal with other issues like child custody and support, spousal assistance, division of property and others as well. A great divorce lawyer is one who can assist his clients all through this tedious process.

Divorce laws might vary in different jurisdictions; however, you will find that there are two fundamental approaches. One is fault based, and the other is no-fault based. An at-fault divorce demands one party to present proof that the other party has committed an act that violates marriage laws. A no-fault divorce, however, permits a party to end a marriage. A no-fault divorce may be requested by one party only or by both parties. Whatever kind of divorce a couple is going through, a great Utah divorce attorney may be trusted to offer his skills and understanding.

Marriage unites two individuals and marks the beginning of their life together. Married individuals usually would want to start a family, thus they have kids. However, couples who are unable to have kids because of infertility opt for adoption. Adopting a child entails a great deal of legal issues too, thus it is essential that a couple gets a good lawyer to help them.

Adoption permanently shifts all rights and responsibilities from the original parents of the child to the adoptive parents. Since there are also laws that protect kids, adoption laws are also taken into consideration whether the individuals who wish to adopt are capable of providing proper care for a child.

An adoption attorney Utah law firms employ offers his clients with good representation. He does his best to make the procedure effective. Both divorce and adoption are complicated processes; they each entail a lot of legalities and emotions. These lawyers help their clients get through these difficult and complicated times with as much ease as possible.

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Helping You Figure Out Everything About Lawyers

You probably don’t know the complicated inner workings of our legal system like many other people. People often have need of a lawyer yet do not know how to go about hiring one. In this article, we will help you learn how.

You should not hire the first lawyer you find for your case. Be sure to research thoroughly, because lots can be at stake. Ask as many people as you can to get quality information.

Make sure to be familiar with a lawyer’s history. A licensed lawyer does not guarantee that he or she is a good one. Learn about their record so that you’re confident that they can accomplish the job properly.

Rule number one of hiring a lawyer: Ambulance chasers are bad news. If you are involved in a case that can be costly, they may be trying to scam you. Therefore, take the time to hire a great lawyer who will be happy to serve you, but is not desperate.

A good criteria in choosing a lawyer is how accessible he is on a normal day. Many people feel that it is difficult to stay in touch with lawyers. Make sure you have a lawyer that is easy to reach before you get in depth working with them.

Before searching for a lawyer, make sure your problem is well-defined. Are you 100 percent sure that you require the services of an attorney? Lawyers are not only there to represent you in court, they also can give you advice about legal matters such as contracts. Even if you are not involved in one of these areas, you may need a lawyers expert opinion on a business or financial matter.

Never go with the first lawyer you see in the phone book when you need one. It’s very important that you do some research on the matter first. There are stories of people hiring attorneys that have actually has their licenses revoked for malpractice. Doing your own research can help you avoid problems in the future.

Figure out when you and your attorney will check in with each other. You do not want a lawyer who meets you once and then disappears for months at a time. When you have a schedule in place, you’ll avoid issues down the road.

Business recommendations can be very effective when retaining a lawyer. Companies who provide many services to legal bigwigs may help you locate a great lawyer. Say you have a small business. You might need to talk with a banker, estate broker or accountant. Lawyers who specialize in helping business owners usually have a large network of professionals.

Many websites offer detailed reviews of area lawyers, but others fail to provide current, accurate and useful information. Make sure to do thorough research into lawyers you are considering hiring and then make an appointment to meet with them in person.

You will be able to save some time and money if you have all your paperwork together. Your attorney will have the ability to give you a more accurate estimate of his charges if he knows everything involved in the case. Efficiency can help trim your legal expenses greatly.

If your first meeting with a lawyer includes them giving you a guarantee, you need to get out of there now. This is a common technique used by lawyers to sell themselves, but you should know that no case is easy to win. If this happens during your search, be aware that it is a huge red flag.

Before you shop for a lawyer, get educated in your legal issues first. If you don’t know the specifics of your case, how can you find a lawyer that specializes in what you need? Therefore, make sure you research your situation and are aware of it. It will really help you make a more informed decision.

One usually feels overwhelmed when dealing with the law. Simply reading the information presented here will get you started. The more you’re able to figure out about what goes into finding a good lawyer, the less stressed out you’ll be. You’ll also find that you’re better prepared to take on a case.

Posted in Law

Know more about Timesharing Law

In a non professional terminology, timesharing relates to a legal word wherever an individual is given certain rights or ownership to the use of a property, land, estate or acreage more than a particular time. During such time, they are permitted to use the home they have been entrusted to as their personal in accordance to the contract. For some this has been a signifies by way of which they have been able to advance in the business globe by developing an impression that a land or residence that they are using is his or hers. On the surface, this might seem as a profitable venture. But what if the owner decides to terminate the contract or as a proprietor, the buyer is not maintaining to the contract? How then do you go about the matter?

If you are looking to get a house to invest your vacation in or a house to use as a storage warehouse for someday or land to use for a specific cause and require skilled advice on timeshare law, then look no additional. This write-up seeks to supply expert suggestions on how to appear for Florida timeshare attorney.

A question that may well be lingering in your thoughts proper now is “why find the assist of Florida timeshare attorneys around others that may well be near you?” Initial and foremost, when seeking for legal assist, you want help from an agency that is made up of lawyers and paralegals who know what they are doing. Provided that Florida is one of the most preferred vacation destinations, there is numerous a traveler who finds timesharing a condominium more affordable compared to renting a hotel. As these kinds of there are an amount of law firms in the place which have been specifically setup to deal with these kinds of issues. With years of managing cases relating to timeshare law, these lawyers have matured in their field and know all elements on timeshare, and these you are in the right put.

Secondly, the reason why you want to make use of the services of Florida timeshare lawyers is that for each circumstance that each attorney gets, no matter the variety of purchasers underneath his/ her belt, they are inclined to take the make any difference personally. The very first issue that they do is to evaluate the situation and then customize it in these kinds of a way that it will offer with every single element of issues that relates to the case. In addition, the lawyer that you are assigned to is nicely versed with all timeshare laws. You can be rest assured that no matter whether you are getting or selling or building timeshare, you will get the finest legal advice.

There are also other law firms that are well versed in timeshare law that you can talk to for legal suggestions other than Robert Law Group. Due to technological advancement in web technology, more and more company establishments are making use of it as a platform for which to broaden their clientele base. Law firms as well are utilizing the identical base to reach to the wider industry. There are a variety of Florida timeshare legal professional who have setup websites from which they present legal counsel for totally free. To checkout which of these firms is on-line, use search engines, i.e. Google or Yahoo to locate them up.

Don’t forget to check out florida timeshare attorneys today!

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Views of William C. Behrndt on Bankruptcy and Family Law

In the past few years family law has expanded to take into account several issues concerning grandchildren, stepchildren as well as agreements and obligations between unmarried cohabitants, including gay and lesbian couples. According to William C. Behrndt the bankruptcy laws framed many years back have lagged behind in addressing these developments. As initially enacted in 1978, the Bankruptcy Code did not except from discharge orders for the support of children born out of wedlock, the rights of parties to annulled marriages remain unclear, and other family-related obligations are not even addressed in the Bankruptcy Code.

Until 1984, the Bankruptcy Code had no specific provision that prevented the discharge of an order that the debtor support a child born out of wedlock. Prior to that time, the Bankruptcy Code applied only to debts ”in connection with a separation agreement, divorce decree, or property settlement agreement.” The Bankruptcy Amendments and Federal Judgeship Act of 1984 amended the Bankruptcy Code by adding the language ”or other order of a court of record” to the list of obligations for support of a child, spouse, or former spouse of the debtor. The language was again amended by the Bankruptcy Judges, United States Trustees, and Family Farmer Bankruptcy act of 1986, which broadened the section to include support determinations by governmental units other than courts, such as administrative agencies. The Bankruptcy Reform Act of 1994 added further protections for support orders owed to children born out of wedlock. To the extent such orders have not been assigned, prepetition debts owed under such orders are priority claims, payments on such debts cannot be avoided as preferences, and judicial liens for such debts probably cannot be avoided. In addition, the automatic stay no longer prohibits an action to establish paternity or a proceeding to establish or modify child support.
The language of the Bankruptcy Code provides that a child support obligation not arising in connection with a separation agreement, divorce decree, or property settlement agreement must arise in connection with a court order or determination of a governmental unit in order to come within the scope of that nondischargeability provision. An agreement by a parent to support a child born out of wedlock, even if in writing, is outside the scope of those sections unless it was in connection with the unmarried parents’ separation, in which case it might be considered a ”separation agreement.”
According to Law Office of William C. Behrndt When a paternity settlement has not been incorporated into a court order or determination of a governmental unit, a substantial risk exists that it will not survive bankruptcy because it does not fall within the ”court order or determination of a governmental unit” language. For children born of a marriage, an agreement between separated parents providing for child support creates a nondischargeable obligation, whether or not embodied in a court order or determination of a governmental unit. For children born out of wedlock, it may not.
Article Source :

The Author is employed with the Law Office of William C. Behrndt and writes regularly about legal matters and has an expertise in Family Law, Domestic Violence, William C. Behrndt, Alimony or Spousal Support, Visitation, Property Division, Child/Elder Abuse, General Litigation, Criminal Defense. If you are ever caught in legal wrangles feel free to contact William C. Behrndt at

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Finding a good Family Law Solicitors High Wycombe

Of course, there are troubles in every aspect of life now, and every passing day the troubles are increasing. As we progress further into the 21st century it is becoming more and more apparent that divorce rates are increasing steadily, and families are breaking apart quite easily. In lots of places around the world, you need a good lawyer to take your side and ensure you get a certain valid part of the shared property you had with your spouse. So in that case the need for divorce solicitors High Wycombe is becoming increasingly important.


Finding good Divorce Solicitors High Wycombe is not a difficult task. You would have to go and first look for a group of good solicitors High Wycombe side, where there are specialized people for different aspects of the law. Some people excel in divorce law, while other specializes in the family court, while still more practice the criminal law. Getting a good group of solicitors High Wycombe is easy, and you can make sure the person knows what he is talking about by listening to him and noting down the essential points he is making and then checking them up with other lawyers, or looking them up on the internet.


If you have trouble in the family court, then the best type of lawyer to approach would be the Family Law Solicitors High Wycombe, who would be able to tell you exactly what to do and where to go. This way you would save a lot of time, energy and hassle while dealing with a court of law. What you can do to make sure your fight is as smooth as possible is to tell the exact situation of the matter to the lawyer and then talk to him about the best way out and/or the best outcome that can be expected out of it. You can also look at the negative side, and a good group of family law solicitors High Wycombe would let you know exactly what the problems that you might face are. So you would have to think very carefully before taking up any proceedings with the law. is the one of the best property and conveyancing services provider like Solicitors High Wycombe, solicitors maghull, divorce solicitors, conveyancing solicitors, family law solicitors, property and conveyancing services. For more information visit

Anyone Can Pick The Right Lawyer With These Great Tips!

No matter how many lawyer jokes you’ve heard, they are essential in our world today. Lawyers play an intricate role in some of the most important decisions made in the world. If you need legal help, you need to know how to find it. This advice may help you find a good person.

If your case is of criminal nature, then you need to immediately get in contact with and hire a lawyer. Do not take it upon yourself to handle the legal proceedings; you may end up in more trouble than before. From experience, attorneys know the best way to handle your situation.

While being faced with the higher costs of a lawyer who specializes in the field you need may be overwhelming, you will often find that it costs less by the end of your case. Someone who is not familiar with your type of case will have to do a lot of research, and that is going to cost you a lot of money. A specialist will not need to do all that research.

Make sure your lawyer and you are on the same page when it comes to scheduling meetings. Keep in touch. It is unfortunately common for an attorney to take your case and then be too busy to actually see you. Set up a schedule to confirm that everything is under control.

Tap into your social circle for lawyer recommendations. When speaking with neighbors and loved ones, you may get great suggestions on lawyers that have succeeded with their cases. This can relieve some of the stress involved and help you to make a wise choice.

When you’re uncomfortable in the presence of a particular lawyer, do not hire them. The same applies to their fee schedule. Don’t give them a blank check! Request an initial estimate as a means to help control costs before they escalate throughout the course of your matter.

Beware of giving a lawyer a big retainer for taking you on. If you have to pay a retainer, make sure you will get some of your money back in case the lawyer does not use all the funds available. You’re probably better off shopping around for lawyers whose retainer fees aren’t quite so large.

Referral Service

Find a referral service to get a top notch lawyer. You can find quality lawyers by utilizing these services. Find out first what criteria they use in determining which lawyer to recommend; some do more screening than others. Some will list lawyers that are favorable by the standards of the state bar if they maintain liability insurance. Before you use a lawyer referral service, you should do research on a lawyer’s qualifications on your own. This will help you find the best service for you.

Before you have a lawyer working for you, have a fee agreement in writing and signed. This is good since you will only have to be concerned with the case and not the finances. You can also prepare your finances more accurately.

There are services online that can help you locate competent attorneys. Make sure to do thorough research into lawyers you are considering hiring and then make an appointment to meet with them in person.

Stay away from overconfident lawyers. Expect a good lawyer to be professional, attentive, and realistic. The law is a complicated thing, and you need an attorney who knows what he’s doing. Make a wise decision.

Before you shop for a lawyer, get educated in your legal issues first. If you’re not sure about what you need from a lawyer, how are you going to locate one that is knowledgeable about a case such as yours? Conduct a bit of research on your legal situation. Then you’ll be better equipped to make wise decisions.

There are many variables you must consider as you look for an attorney. If you remember these tips, it is possible to secure the absolute best individual for your needs. Finding the right lawyer is usually the difference between a winning and losing case.